There are many facets of digital lives including online banking, transactions, eCommerce and many more and one of the main threats to these are digital fraud and cybercrime. Besides that, you will find that, there are many scammers who are sitting online targeting the account of people online, including card details (credit card) and personal data through the phishing attempt and access to the account that is fraudulent. In order to keep people’s data and account safe, there are many firms including banking that is using enhanced cyber security measures like SMS authentication and also one of the main one’s that is Scam Warning Alert. Still, there are many fraud cases that is happening and it is becoming tough for the firms and institutes to connect with the people and tell them about fraud related activity through old methods.
Scam Alert –
The call centre volumes, chat alerts and SMS alerts are one of the safest and most efficacious methods for businesses to speedily communicate with the people. So, the first and the foremost thing that we should know is that, what is a scam alert. A scam alert is a message that is sent to the public at large to notify them of the possible breach in their account and warm them of the scams and frauds that they can be exposed to. Scam warning alert comes in distinct ways like chat messages, SMS alert, emails, or automatic phone calls, but the purpose of all of these is one and the same, i.e., to protect the receiver against any kind of common text scams or fraud attempts that are targeted. One of the most efficacious methods of fighting the possible fraud before it happens is the alerts through which or having text blocker downloaded is one of the best remedies.
Signs of Scams or Possible Red Flags of a Fraud –
In order to be safe, it is better not to give any response to message or e-mail, if you do not know the sender. Never share any personal or sensitive information. Whenever in doubt, you should directly contact at the office of business or banks or office. Some of the common red flags of scam is that it is irrelevant to you. If there is a unknown sender or even if it looks like it is coming from a source or place that you know like number spoofing, but has details or information, that is completely irrelevant to you, then there are high chances that it is scam. Next possible red flag, is spelling and grammatical mistakes. If you ever receive any message, in which there is a spelling mistake then you should not respond to such messages. Other possible sign is unusual or international numbers on the phone. If you ever receive any message from an international number, then you should know that it’s a spam, especially if you don’t know the sender.
Scams In the Form of Link, Refund Offers etc. –
Media text like MMS or SMS is also harmful, especially if it has been sent from an unknown number. It is advised not to download anything or click on the link, as it can be harmful. People like it if they get money back, there are many such fraud offers that are going on, in which you will see money back offers. These offers are in the form of SMS or email. So, don’t respond to such messages that can be harmful. Next big red sign is that, you won something. These kinds of messages are very common. Unless you have taken part in any contest or event, any such message promising you to win prize or get huge discount is fake. It is a high kind of scam by scammers. These are spam emails and messages, just ignore them or delete it.
Other Signs and Types of Scams Warning –
Then, there is an immediate tone, which requests instant action. Scam also involves messages or claims from the government body, tax authorities, bank or even a family member in need. They ask people to take instant action in order to avoid penalties. So, whenever you are in doubt, you can do a scam website check to find out if others have reported the similar scam. A scammer alert website will list the common scams going around. Some of the common types of scam warnings are account login, credit or debit card purchase, phishing alert, mass alert, and credit card bureau alert.